Have money to spend
3.6.0
Youqianhua is a regular and professional loan software. It is simple and convenient to operate. You can get the loan approval in as fast as 30 seconds. The maximum limit is 200,000 yuan. Baidu Youqianhua is a loan software that users can trust to create innovative consumer credit. Way. "Youqianhua" relies on Baidu's technology and scene advantages to bring users convenient, fast and secure Internet credit services.
Youqianhua is Baidu's credit service brand, providing personal consumer credit services to the public and creating an innovative consumer credit model. Baidu artificial intelligence and big data risk control technology are used to provide users with convenient, fast and secure Internet credit services, which have the characteristics of simple application, fast approval, high quota, fast disbursement and strong security.
Multiple product lines have been deployed, including: "Youqianhua-Manyidai", "Youqianhua-Exclusive Loan", "Youqianhua-Small-Term Loan", and the scenarios have covered daily consumption, medical beauty, education, Rental, housing loan, etc. can be accurately matched according to the user's borrowing needs, providing users with trustworthy credit services.
On February 8, 2018, the Youqianhua brand launched a new logo design, and the APP was simultaneously launched in major mobile app stores. Use money to find money to spend.
1. High credit limit: The loan limit can reach 200,000 yuan.
2. Fast speed: 30 seconds for approval and 3 minutes for payment.
3. Simple operation: apply online, borrow and return anytime.
4. Strong security: information security and transparent interest rates.
5. Good service: 7*24 hours service, serve every trust with heart.
Use money to find money to spend. Baidu's credit service is a convenient, fast and secure credit service choice.
【Quick Loan】Apply online and get the loan in as fast as 1 hour, comprehensively solving the problem of borrowing money!
[Easy to borrow money] Quick application in 5 minutes, quick review in 10 minutes, and quick payment!
[Flexible limit] Small loan, limit of 1,000-200,000 yuan, no overdue loans!
[Multiple groups of people] Support salary earners, self-employed people, and blue-collar people, and there is no limit to the work content!
[Convenient repayment] Repay online, bind bank card, and automatically deduct money when due!
1. Application entrance: Users can apply through Youqianhua APP, Baidu Wallet APP, or enter "My" through Baidu APP, Baidu Map APP, Baidu Tieba APP, and Baidu Cloud APP and click "Youqianhua" or "Borrow" "Cash" to apply, or use Baidu to search for "Youqianhua", "Baidu Youqianhua" and other keywords to enter the official website to apply.
2. Borrowing process: fill in the information - obtain the amount - apply for a loan - receive the loan in real time.
3. Application threshold: Provide your second-generation ID card and bank card. Baidu registered users aged 18-55 can apply. If the information is true and the credit record is good, a higher credit limit will be obtained after passing the review.
4. Repayment method
1) Manual repayment: Repay according to the repayment date of the IOU, and you can bind a savings card to Baidu Wallet to complete the repayment;
2) Automatic repayment: The system enables automatic repayment by default, and the result of automatic repayment is based on the actual time when the bank card payment is successful;
3) Early repayment: Early repayment is supported and no handling fee is charged;
5. Repayment date
The specific repayment date in the IOU shall prevail. The repayment dates for multiple IOUs may be different.
6. Penalty interest
If a bill is overdue, the system will charge overdue penalty interest based on the interest rate stipulated in the agreement and report it to the Credit Reference Center of the People's Bank of China. It is recommended to repay the bill on time and maintain a good personal credit record.
