Many people still don’t understand the interest rate details of the latest version of the mortgage calculator in 2023. If you need it, you can take a look at the interest rate guide of the latest version of the mortgage calculator in 2023!
List of interest rates for the latest version of the mortgage calculator in 2023:
To buy a house with a loan in 2023, whether it is a provident fund loan to buy a house, a commercial loan to buy a house, or a combination of the two to buy a house, the first choice for calculating the monthly mortgage payment is the "Mortgage Calculator 2023" developed by the Mortgage Calculator. The home loan calculator is used by people more than one million times a day to calculate and consult home loans online. It basically covers home loan prepayment calculators, provident fund loan calculators, commercial loan calculators, etc.
List of central bank commercial loan benchmark interest rates (LPR) in 2023:
1-year term, interest rate is 3.65%
Over 5 years, the interest rate is 4.30%
List of commercial loan benchmark interest rate data in 2023:
Within 1 year (including 1 year), the annual interest rate is 4.35%
From 1 year to 5 years (including 5 years), the annual interest rate is 4.75%
For more than 5 years, the annual interest rate is 4.90%
List of housing provident fund personal housing loan interest rate data in 2023:
For less than 5 years (including 5 years), the annual interest rate for the first house is 2.759, and the annual interest rate for the second house is 3.025%
For more than 5 years, the annual interest rate for the first home is 3.25%, and the annual interest rate for the second home is 3.575%.
1. The final monthly repayment refers to the final payment amount of the loan.
2. The monthly repayment amount of equal principal and interest is the same.
3. The monthly repayment amount for equal principal amounts is different, and the monthly repayment amount decreases by a certain amount.
4. Interest savings refers to the total interest difference between the equal principal and interest repayment method and the equal principal repayment method under the same conditions.