As the pace of economic globalization accelerates and China's financial market is approaching to be fully opened to foreign banks. my country's banking industry is facing tremendous pressure and challenges compared with foreign commercial banks. There is still a big gap between our merchants and banks in terms of management systems, operating mechanisms, and service levels. According to experts who participated in the annual meeting of Asian Bank in Asia, it was deleted. The next 10 to 15 noon. Foreign banks will lead 3n% of China's I'r market. In the fierce market competition, how to make full use of the large amount of operating data and mailing data accumulated by commercial banks in the development process to generate valuable information has become a problem. It has become a common topic in the domestic banking industry today: it can be said that a new round of competition among banks will be launched on the basis of resources. In order to realize the transformation of the business philosophy from "finance-centered" to "service-oriented", business Banks must put customers first and win the "hearts" of customers by "providing the right service at the right time and at the right place" to each customer. As an emerging technology, data mining technology has many applications. It has become the key for commercial banks to achieve the above-mentioned "correctness"
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