Douyin Monthly Payment has a quota and cannot be used. What's the matter? Douyin Monthly Payment is an online consumer financial service that provides users with "consume first, pay later". Users can enjoy interest-free for up to 36 days, and support 3/6/ 12 installments can improve user consumption experience, help scenarios improve order conversion rates, and increase GMV.
Douyin has a monthly payment quota, why can’t I use it? Douyin has a monthly payment quota but cannot use it. It may be caused by the following reasons:
1. The store does not support
Not all stores support Douyin monthly payment collection. The scope of Douyin monthly payment is currently relatively limited. Customers can only use it in Douyin Mall, and the store needs to support monthly payment.
Solution: Customers can contact the store for confirmation, and then change to a store that supports Douyin monthly payment for consumption.
2. There are problems with customer credit reporting
Douyin’s monthly payment is connected to the credit reporting system, so if there are any stains on the customer’s credit report, it will directly lead to the inability to use Douyin’s monthly payment quota smoothly.
Solution: If there is a problem with your credit report that makes Douyin Monthly Payment unavailable, you need to wait until your credit report is repaired to see if the function of Douyin Monthly Payment can return to normal.
3. Identity information has expired
Douyin Monthly Payment is a formal credit product. Customers need to upload their identity information to the system. If the customer's identity information expires, the system will temporarily limit the customer's usage limit in order to control risks.
Solution: Customers can apply for a new ID document in time, then resubmit the certification on the system, and wait for the system to pass the review to return to normal.
4. The credit limit is not enough to pay the bills
Douyin's monthly payment quota is limited. If the customer has used too much quota in the past and the available quota is insufficient, when the Douyin monthly payment quota cannot pay the current bill, naturally the quota cannot be used to pay.
Solution: Customers can repay previous monthly bills, which will restore a portion of their available credit.
5. Age does not meet the requirements
If you want to use Douyin Monthly Payment successfully, the customer must be at least 18 years old. If the customer is a minor, he or she cannot use credit products according to regulations.
Solution: Underage customers can maintain good credit and wait until their age meets the requirements before applying for Douyin Monthly Payment.
6. System upgrade and update
If the Douyin monthly payment system is being upgraded, the monthly payment channel may be temporarily closed, but this situation is not very common.
Solution: If a customer encounters a system upgrade that prevents them from successfully using monthly payment, they can wait patiently for the system update to be completed.
7. Having too much debt
If a customer has too many other foreign debts that have not been settled when using Douyin Monthly Payment, the system will worry about the customer's repayment pressure and restrict the customer from using Douyin Monthly Payment.
Solution: Customers can first reduce their debt ratio, which not only reduces system concerns but also reduces their overdue risk.
8. Illegal use of quota
Douyin's monthly payment quota can only be used to pay bills when consuming. Customers can only spend reasonably within the scope allowed by the rules. If a customer misappropriates the quota in violation of regulations, the system will take risk control measures.
Solution: Customers can try to explain the situation to the platform and make a guarantee so that the platform can lift its risk control measures as soon as possible.
Customers can find the problem based on their actual situation, solve the problem as soon as possible, and restore the Douyin monthly payment function to normal.