Xiaofeng p2p online loan website construction business process The borrower publishes personal loan amount, loan purpose, repayment period, credit record, bank card and income and expenditure details, communication fees, lease contract, real estate certificate and other information on the website to improve the review pass rate, and then propose the highest interest rate an individual can afford. The lender reads the borrower's information and decides whether to lend and the interest rate based on the individual's risk tolerance (according to national regulations, it must not be higher than four times the bank's benchmark interest rate, and the platform system will impose strict restrictions).
Xiaofeng p2p online loan website provides professional and powerful content information management, and also provides user forum interactive community. Through the Xiaofeng online loan system platform, it can quickly build a professional, complete and as fast as put into operation for demanders. Local and national p2p lending platform websites. Try to use SSL encryption and other technologies in user passwords and data communications to put security first. The front-end trading platform Xiaofeng Online Loan System currently uses PHP development technology, and some business processing programs are written in C++ and run on a Linux server, which greatly ensures the stability of the trading platform processing.
The biggest innovation of Xiaofeng's p2p online loan website construction system is the innovation in business model. Of course, in terms of technology, Xiaofeng's online loan system also keeps up with the forefront of technological development; since the transaction system is particularly important to the security and stability of the system, Xiaofeng The online loan system uses remote multi-site, real-time hot backup in the server configuration. If there is a problem with one of the servers, the Xiaofeng online loan system can immediately switch to the normal server for operation.
Xiaofeng p2p online loan website construction system is an online transaction system. Xiaofeng online loan system includes: hardware web server and system platform software part; the system framework diagram mainly includes: database processing part, web server cluster part, and background business processing part . In the database server part, Xiaofeng Online Loan System currently uses the MySql database, and the operating system used by the database server is Linux. Xiaofeng online loan system has a special automatic data backup script, which can basically achieve real-time data backup and upload data to the backup server via FTP.